Corporate news
E-Finance for Financial and Digital Investments [EFIH]
The Ordinary General Assembly of E-Finance for Financial and Digital Investments approved the annual financial statements and the proposed dividend distribution for the fiscal year ending December 2025.
The Assembly agreed to distribute a cash dividend of EGP 0.119 per share for the period from July 1, 2025, to December 31, 2025.
The company delivered strong financial performance during the year, with a net profit of approximately EGP 2.46 billion, representing a year-on-year growth rate of 34.02%. This growth was supported by the continuous expansion of digital payment services and increased reliance on the company’s technological infrastructure provided to the government and financial sector.
E-Finance is a key beneficiary of Egypt’s government-led digital transformation, playing a pivotal role in digitizing government payments and facilitating the shift from a cash-based economy to a cashless one. Its services include electronic collection, government payments, and digital infrastructure supporting various public and private institutions.
The stock’s recent performance reflects a gradual revaluation of FinTech companies in the Egyptian market, highlighting them as major beneficiaries of financial inclusion growth and the expansion of electronic payment solutions nationwide.
The stock currently trades at a price-to-earnings multiple of approximately 27.8x, a valuation that reflects market expectations of continued high growth rates, supported by stable operational cash flows and long-term structural growth linked to accelerated digital transformation and economic development in Egypt.
Investment Outlook:
E-Finance remains in a strong strategic position to capitalize on long-term structural trends, including digital transformation, the expansion of the cashless economy, and increased adoption of digital financial services. These factors support the sustainability of the company’s operational growth and profitability in the coming years.
Mostafa Amin -Equity Analyst
MAmin@egy.Primegroup.org